Privacy Policy

Clear Path Health Insurance Agency – Privacy Policy

Last Updated: 08/17/2025

Clear Path Health Insurance Agency (“we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website or opt into our SMS Program.

1. Information We Collect

We may collect:

Personal Information: name, phone number, email, health insurance preferences

SMS Program Data: opt-in status, consent records, message delivery confirmations

Technical Data: browser type, IP address, cookies, device information

2. How We Use Your Information

We use your information to:

Deliver SMS health insurance alerts and reminders

Respond to inquiries and provide customer support

Provide quotes, policy updates, and enrollment assistance

Improve website functionality and service quality

Ensure legal and regulatory compliance

3. SMS & Mobile Information

To comply with CTIA, TCPA, and carrier requirements:

No mobile information will be shared with third parties/affiliates for marketing or promotional purposes.

Text messaging originator opt-in data and consent will not be shared with any third parties, excluding aggregators and providers of text message services.

Information may be shared with subcontractors solely to support operations such as customer service.

All other use cases exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

4. Cookies & Tracking Technologies

We use cookies and tracking tools to:

Analyze website traffic

Customize user experience

Improve services

You may disable cookies in your browser, but some features of our site may not function properly.

5. Data Security

We implement reasonable physical, technical, and administrative safeguards to protect your information from unauthorized access, disclosure, or alteration.

6. Your Rights

You have the right to:

Access, update, or correct your personal information

Opt out of marketing communications

Withdraw consent from the SMS Program at any time by texting “STOP”

For requests, email us at: 📧 [email protected]

7. Legal Compliance

We comply with:

TCPA (Telephone Consumer Protection Act)

CTIA industry guidelines

HIPAA, where applicable, in handling sensitive health-related data

8. Children’s Privacy